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清海無上師以英文講於英國舍瑞 2006.01.07



有時我們把錢浪費在很多不必要的事物上,不然,生活開銷會更少,也會更有樂趣。兩天前我在電視上看到一個節目,提到有個人原本要花二十年才能還清貸款,但有位專家來指導這對夫婦如何在兩年內還清,結果他們真的辦到了!


這位專家一一查出他們必須刪減的開銷,比方說那位先生喜歡買各種小玩意,專家便告訴他:「你不需要這些東西!」他買了很多小玩意,但後來都只是擱在一旁。所以他們第一步就是將那些東西統統清出來,以舊貨拍賣的方式賣掉,換回一些錢。從那時起,如果他要買東西,就必須考慮清楚是否真的有必要!不然就不要買,這是第一件事。


第二件事就是不要每天都去餐廳、咖啡館或自助餐廳用餐,他們自己準備三明治作為午餐,也自己帶咖啡,這樣每個月就可省下很多錢。不是一次就省下很多,而是這裡省一點、那裡省一點,加起來就很可觀。


最初的六個月,他們省下大約六千英鎊,僅僅六個月而已!平均一個月省一千英鎊,這裡省一點,那裡省一點。比如說那位女士也抽菸,專家便指出每星期一包菸要花費十四英鎊左右。她並不是一天抽兩、三包菸,不過專家算一算,這樣一兩年下來,買菸的錢竟也能買輛車了!兩年過得很快,如果不抽菸就可以買一輛車!我希望你們都不抽!(大眾笑)


此外,他們改搭火車上班,不再開車。這樣更便宜、省時且安全,還可以坐著看報紙,吸收各種資訊,或是讀師父的經書等,也可以利用坐火車的時間學些新的東西。所以他們又省了一筆錢,每個月大概省一百或五十英鎊。不只這樣,應該更多!現在汽油很貴,是嗎?如果你經常開車到處跑,像是開車上班,可能花更多錢。當然這要看你去哪裡而定,不過要是改搭火車而不要開車上班的話,每個月起碼可以省下幾百英鎊,不是嗎?(同修:你也需要停車!)對,停車位之類的問題,所以這樣又省下多少錢?你們其中一個告訴我,如果不開車上班,每個月可以省多少錢?


同修 甲:大約兩百英鎊,因為還要加上保險費、公路稅以及停車費。


師父:我了解。即使你不開車,還是得付保險費和公路稅嗎?(同修甲:如果你處理掉車子,就不用付保險費。)不,我是說即使車子都停在車庫,你仍然必須繳稅,是嗎?(同修甲:是!)還是可以少繳一點?(同修甲:你可以少繳一些保險費,以美國為例,如果你能證明一星期開車不超過一次,就可少繳一點。)喔,這樣更省錢!好, 如果算每個月省兩百英鎊,哇!一年就省了兩千四百英鎊!那可以買好多東西了。十年可以省多少錢?(同修甲:兩萬四千英鎊,如果把這筆錢拿去投資,會賺更多。)沒錯!會有更多利息。好,所以兩年就可以省 大約四千英鎊,是嗎?(同修甲:兩年可省下四千八百英鎊,再加上利息,大約有五千五百英鎊。)哇!你們看!有了五千五百英鎊,就可以去喜馬拉雅山打坐五年,什麼事都不用做。(大眾笑)


同修甲師父,或許我幫得上忙,我是財務分析師。


師父:我現在就是在做分析!我分析這些給他們聽,當作例子參考。不只這些,還有許多其他方面,比方說,不要買當季流行的服飾,而買折價的衣服,或者等到冬季折扣或季末出清時再買,這樣就可以省下很多錢。穿些簡單實穿的衣服,就不用經常改變造型或趕流行之類的。如果你想過自在的生活,就不能時時打扮時髦。我們也不需要那樣,或許偶爾在一些特殊情況,比方說你去上班,參加正式的會談,或是有些工作需要穿體面的衣服,那時你才會需要那些。但是不必花很多錢買名牌服飾,有一些比較便宜的衣服也很好看。我只是舉個例子來說明。


這對夫妻不但省下那些開銷,還去兼差。太太擅長唱歌,先生則擅長做其他的事,於是他們每星期出去兼差賺一些外快。因為省錢就是賺錢,當然,如果賺越多,不斷地累積起來也是很可觀。


所以有很多方法可以過個快樂的生活,而不必工作太多,不用日以繼夜地燃燒生命、辛苦工作。除此之外,你們又不喝酒,這樣每個月可以省下多少錢,你們知道嗎?(同修:知道。)比方說你每天少喝兩、三罐啤酒,一個月可以省下多少錢?(同修乙:兩百英鎊。)輕而易舉就省下兩百英鎊!因為不只你一個人在喝酒,朋友會來,然後大家就一起喝酒,接著他回請你,你又回請他,於是越喝越多,事情總是這樣。不僅如此,喝酒還會傷身,你必須更常去看醫生,付很多醫藥費,保險金額也因而提高。你越常生病,保險費就越高。下次你想辦醫療保險時,他們會調查你多久去看醫生一次,病情有多重,然後提高你的保險費。


還不只這樣,萬一酒後發生意外,可能會斷送生命,或賠上你的手腳。套句英國人的說法:那會讓你的荷包嚴重「失血」(師父和同修笑)。如果你死了,故事到此就結束,那還好!如果你沒死,那你就必須永遠依賴別人生活,可能需要醫療、呼吸器或氧氣輔助設備來維生。你只能躺在那邊,成為家人和社會的負擔,讓每個人感到難過。


所以撇開打坐的利益不談,光是我的工作及教理就已經省去你們很多麻煩。即使你沒有打坐、看不到佛菩薩或沒有成佛,你也安全了。對你個人以及世界而言,你都是安全的公民。酒後駕車每天導致成千上萬的人喪命!世界各地每天都有很多人因酒後駕車而喪生,不只喝酒的駕駛會喪生,也會殃及周圍無辜的人,包括婦女、孩童、孕婦,任何人都有可能!這個你們都知道,是嗎?所以我們的教理對你們有好處,是不是?對我的教理有什麼要抱怨的嗎?(大眾笑)有的舉手,沒有嗎?很好! 


生活小錦囊


....................................................................................................................









Life Can Be
 Less Expensive and More Joyful





Spoken by Supreme Master Ching Hai, 
Surrey, United Kingdom, 
January 7, 2006, 
(Originally in English)

Sometimes we just waste money on so many things that we don’t need. Otherwise, our life can be less expensive and more joyful. There was a program on TV that I watched two days ago. It said there was a guy who was supposed to pay the mortgage for twenty years. But there was one expert who came and taught the couple how to pay it in two years only. And they really did!


He came and checked out whatever they had to cut. For example, the husband loved to buy all kinds of gadgets. So he said, “Well, you don’t need’ them!” The man would buy a lot, and he’d just leave them laying there. So, number one, they took them all out and sold them at a garage sale to take some money in. And from then on, if he has to buy something, he has to consider that it must be really necessary! Otherwise, don’t buy it. That’s the number one thing.


Number two, instead of going to the restaurant to eat every day, or the coffee shop or cafeteria, they just pack a sandwich lunch and take their own coffee. And then they save a lot every month. Not a lot but here and there, and it adds up.


In the first six months, they saved about six thousand pounds. In six months! So, that’s one thousand per month of a little bit here, a little bit there. For example, the girl also smoked, and he pointed out that one package per week cost 14 pounds or something per week. She didn’t even smoke two or three packages a day, but he calculated that in one whole year or two years, she could even buy a car! Two years passes very quickly. So, you could even buy a car if you don’t smoke! I hope you don’t! (Laughter)


Then, instead of going by car to work, they go by train. It’s cheaper and quicker and safer. You sit there and read newspaper, catch up with things, read Master’s books or whatever. Or, learn something new while sitting on the train. So they save another, maybe 100 or 50 per month. No, more! Petrol is very costly nowadays, right? And if you keep running here and there all the time, like going to work, it probably costs more. It depends on where you go, of course, but at least you save a couple of hundred pounds per month if you go by train and not go by car to work. Or not? (Practitioner: You’ve got parking, as well.) Yes, parking space and everything. So, how much do you save? One of you tell me. If you don’t go by car to work, how much do you save per month?


Practitioner 1 (P1): Probably two hundred because there’s insurance and road tax and parking.


M: I know, but even if you don’t go by car, you still have to pay for insurance and road tax, right? (P1: When you give up your car, then you don’t pay for insurance.) No, what I mean is, if you have a car lying around in the garage, you still have to pay, right? (P1: Yes.) Or you pay less, or not? (P1: You can pay less on the insurance because in America, you pay less if you prove that you don’t ride more than once a week.) Oh, that’s even cheaper! Well, just say 200 per month. Wow, 2400! You can buy a lot of things with that. In ten years, you have how much? (P1: 24,000. But if you invest it, you will have a lot more.) Yes, yes! You have more interest. OK, so maybe you have about four thousand in two years? (P1: You will have 4800 in two years, and then with interest, probably five and half thousand.) Wow! OK, see that? Five and a half thousand, you can go into the Himalayas and sit there for five years, doing nothing. (Everyone laughs.)


P1: Master, maybe I can help. I’m a financial analyst.


M: I’m doing just that! I’m doing this analyzing for them as an example. And that is not all; there are many other things, like you go buy the clothes on sale instead of buying the trendy ones. Or wait until the winter sales, also the end-of-season sales, and you save a lot more money. And wear simple, practical clothes, so you don’t always have to change and be in the mode, or anything like that. If you want to live a free life, you can’t always be modish. We don’t even need that. Occasionally maybe, for something special, like if you go to work and you have to have an interview, or some job that needs presentable clothes, maybe then you need them. But you don’t have to pay a lot of money for brand names. There are some cheaper clothes that look as good. That’s for example.


But the two couples, not only did they save on those things, they also worked extra. She was good at singing, and he was good at doing some other thing. So they would go out to work and bring in extra income every week. Because every money you earn that you save, that means you’re earning as well. And of course if you earn more, then it adds up, all the time.


So, there are many ways we can live a happy life without having to work a lot, or without having to toil day and night - just to burn it. Plus, in all of that, you don’t drink alcohol. You don’t know how much it saves you every month, do you? Do you know? (Audience: Yes.) For example, if you drink, say, a couple of beers every day, how much would you save a month? (P2: Two hundred.) Two hundred easily, yes! Because not only do you drink, the friends come, and then all of them drink together. And then he invites you and you invite him, and then more and more; it’s always more. And not only that, it costs your health. You have to go more to doctor, pay lots of money for medicine, and your insurance mounts up. If you are more sick, the insurance gets more money. The next time you want to insure your health, they will check how often you visit doctors and how ill you are, then they will just raise the fees.


Not only that, if you have an accident, it might cost you your life or your arms or your legs even. It might cost you an arm and a leg, (Master and everyone laugh) the way the English people say it! And then, if you die, that’s the end of the story, fine! But if you don’t die, then you will be dependent forever: maybe on health support or air support, oxygen support, and then you just lie there being a burden to your family and society and making sadness for everyone.


So, don’t talk about the benefits of meditation or anything. My job and my teachings already clear you of a lot of trouble. Even if you don’t meditate at all and if you don’t see any Buddha, or you don’t become a Buddha, you’re already safe: a safe citizen for yourself and for the world. Because drinking and driving kills thousands, tens of thousands of people every day! Around the world, hundreds of thousands of people die every day because of drinking and driving. Not only the driver, the other drivers around him as well, including women, children, pregnant people, anyone! You know that, right? So our teaching is good for you, yes or no? Any complaints about my teaching? (Laughter) Raise your hand. No? Good!


Contents   http://www.godsdirectcontact.org.tw/eng/news/171


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